[Feature] Platinum bank accounts

[Jay]

Platium bank accounts - A new, safer & more advanced way of managing your money!

Features:

• Better Loan System - Platinum account holders can /borrow up to two million instead of the normal one million.
  
• Automatic Income Deposits - As an optional choice, players can enable it so all income made gets banked straight away.
  
• Higher bank limits - Support for up to 30 plus points. - Discuss.
  
• Automatic withdrawing - If you haven't got enough money for something, it will take it out of your bank - With support for overdraft (the loan system) along with a bill to pay it.
  
• Interest rates re-introduced. The interest rates increased players money a lot, but only because the last one was a fuck up. It seemed to give a lot more than 2% interest, and it was increased even when not ingame. The new interest should be 0.9%, & every hour only when you are connected, and only work if you have less than 100,000,000 in your bank (100 million).
  
  

Platinum bank accounts will be hard to get hold of. Players will have to have played at least 200 hours ingame, and will require at least $50,000,000 to open one at the private bank.

Discuss. We need some ideas of other features we could add!

[Mike]

I like the idea.

• Better Loan System: Why would one need to borrow 2 million dollars if they just paid 50/200 million for this account? It's a intriguing idea, but would it get used?
  
• Automatic Income Deposits: Two thumbs up on this one.
  
• Higher bank limits: If the maximum allowed pluspoints would be pushed to 30, then I think players should pay 20 million dollars per potential pluspoint for the bank account (200 milllion to buy an account.).
  
• Automatic withdrawing: Two thumbs up on this one.
  
• Interest rates re-introducedTwo thumbs up on this one.
  

Maybe the platinum accounts should boost your maximum pluspoints to 20. That would mean lowering the maximum for regular pro-accounts down to 10, or the like.

[Jay]

The loan system would probably be used for as an overdraft system - If a player goes below his bank balance, they can go below on up to 2 million with paying interest, and a fine  :7


I like the idea about the pluspoints though, Pro accounts 10 and Platinum accounts 20. Plus if platinum account holders have the chance to buy them they won't be nagging admins all the time.

[Mike]

• Higher bank limits: If the maximum allowed pluspoints would be pushed to 30, then I think players should pay 20 million dollars per potential pluspoint for the bank account (200 milllion to buy an account.).

I was only justifying the new price, but the players buying the pluspoints is a thought...

I suppose the price could be equivalent to the bank capacity increase it gives.

[Jay]

Yes but then they won't have nothing to bank D:

Anywho we need some further ideas what we can add to banks! come on guys 

[Ben]

Yes but then they won't have nothing to bank D:

Anywho we need some further ideas what we can add to banks! come on guys 

How about add more to the actual bank. Would give RPérs a way of roleplaying out banking money.

I do really like the idea of players having to buy pluspoints, would definetly sort out a line between rich and poor. 

[Jay]

How about add more to the actual bank.

What do you mean? Thats what I am asking, some suggestions for features for a new banking system.

[Ben]

I mean the banks interior. We know it is the holding place for keeping documents of property development building, but why not add vending machines, items, etc

Im not really sure it´s just an idea. Hopefully you catch my drift