Pluspoints!

[slein]

^^

so it's more like this:
0 pp  = 20 mill bank space 0 - 9 hours
1 pp's = 20 mill bank space 10 - 19 hours, and you can use /bank and /withdraw almost everywhere
2 pp's = 40 mill bank space 20 - 29 hours, and you can use /bank and /withdraw almost everywhere
3 pp's = 60 mill bank space 30 - 39 hours, and you can use /bank and /withdraw almost everywhere
4 pp's = 80 mill bank space 40 - 49 hours, and you can use /bank and /withdraw almost everywhere
etc...
20 pp's = 400 mill bank space 200 - ∞ hours, and you can use /bank and /withdraw almost everywhere

no offence Slein 

none taken